for merchants

keep more of every sale

Accept FPS in-store, online, or via invoice. Stop paying 3.40% + HK$2.35 to accept credit cards and pay just 0.75% + HK$2.00 per transaction.

no setup fees  ·  no monthly fees  ·  no chargebacks  ·  T+1 settlement

what would your business save?

tip: merchants who show FPS by divit as the first payment option see higher adoption, and higher adoption means you save more.

% + HK$
divit fee per orderHK$5.75
your card fee per orderHK$19.35
you keep, per orderHK$13.60
HK$19,584kept per year with divit

estimate: divit’s published rate is 0.75% + HK$2.00 per transaction. Card fields default to a typical rate (~3.40% + HK$2.35); edit them to match your statement. Annual figure counts only the share of orders paid by FPS.

solutions

three ways to get paid

get all three solutions with one free account

01

smart invoicing

Connect Xero, QuickBooks or Odoo with FPS by divit to get paid in 3 clicks. Invoice payments and daily settlements are processed automatically.

explore invoicing →
02

eCommerce checkout

Add FPS by divit to your online store via API or our plugins for WooCommerce and Wix. 3-click checkout. Instant order confirmation. Zero chargebacks.

explore eCommerce →
03

web point of sale

Accept payments from any device. Instant payment confirmation. Zero set up.

explore the web POS →

pricing

one low rate. nothing else.

stop paying 3.40% + HK$2.35 for credit cards and keep more of what you earn with our low rate of 0.75% + HK$2.00 per transaction. On a HK$1,000 order, keep HK$26.85 more.

FPS by divitHK$9.50
credit cardHK$36.35
  • no setup fees and no monthly fees: start saving immediately by offering FPS by divit as a payment option
  • zero chargebacks: customers authorise payments with their banking app
  • access your funds faster: can’t wait for our standard T+1 settlement? Instant settlement available for just HK$2
  • instant payment confirmation: say goodbye to manual payment confirmation and reconciliation
  • automatic reconciliation: invoices and settlements are automatically processed when you connect Xero, QuickBooks or Odoo

tip: show FPS by divit first. Merchants who list FPS as the first payment option at checkout see higher adoption, and the more customers choose FPS, the more you save. Occasional divit lucky draws give customers one more reason to pick it.

getting started

go live today, save immediately

no developer required for most setups. Hong Kong–based onboarding and support.

01

create your free account

Sign up online in minutes. No setup fee. No monthly fee. Trial us out.

02

connect your platform

Link Xero, QuickBooks, Odoo, WooCommerce or Wix in minutes. Contact us if you don’t see your platform.

03

get paid in 3 clicks

Give your customers the best FPS user experience in-store, online and for invoices.

04

get paid without the admin

Instant confirmation. T+1 settlement. Automatic administration.

faq

merchant questions, answered

how much does divit cost?

divit charges 0.75% + HK$2.00 per FPS transaction, compared with around 3.40% + HK$2.35 for credit cards. On a HK$500 order that’s HK$5.75 instead of HK$19.35, a saving of about 2.65% on every sale. There are no setup or monthly fees.

is FPS safe for my business?

Yes. FPS payments are bank-authorised push payments. The customer authenticates with Face ID or fingerprint in their own banking app. There is no chargeback mechanism, which eliminates chargeback fraud entirely. Funds settle to your bank account T+1 (next business day).

how fast do I get paid with divit?

Payment confirmation is instant: your order or invoice updates the moment the customer pays. Funds settle to your bank account the next business day (T+1), with instant settlement available for HK$2 per transaction.

do I need a developer to connect with divit?

No. We support a growing list of platforms including: WooCommerce, Wix, Xero, QuickBooks and Odoo. If you don’t see your platform listed, contact us.

more questions? visit FAQ & support

get started

start keeping more of every sale

free sign-up  ·  no monthly fees  ·  live in a day for most merchants