for customers
paying a divit merchant? it takes seconds
Paying by FPS is free, needs no credit card, and works from the banking app you already have. Scan the merchant’s QR code, approve with Face ID or fingerprint, and you’re done, usually in under 10 seconds.
how to pay with FPS
Step-by-step instructions for paying with FPS by divit from your banking app, including bank-specific guides for HSBC, Standard Chartered and more.
open the FPS guide →FAQ & support
Questions about a payment, a refund or how FPS works? Find answers or get in touch with the divit support team.
visit FAQ & support →good to know
what is FPS?
FPS (Faster Payment System) is Hong Kong’s real-time payment network, operated by Hong Kong Interbank Clearing Limited and overseen by the HKMA. It lets customers pay directly from their bank app in seconds. Over 2.2 million FPS transactions happen in Hong Kong every day.
- paying by FPS is free for you: the merchant pays the fee
- no credit card needed: you pay straight from your bank account
- you approve every payment yourself with Face ID or fingerprint in your own banking app
- you’ll receive a confirmation by SMS and email after you pay
need a hand?
we’ll walk you through it
the FPS guide covers every major Hong Kong bank, step by step