customers · FPS guide
how to pay with FPS by divit
Paying by FPS is free, takes seconds, and works from the banking app you already have. Here’s how it works, in general and bank by bank.
the short version
scan. approve. done
open your banking app
Any Hong Kong banking app that supports FPS works; most have a “scan to pay” or “FPS transfer” option.
scan the QR code
Scan the FPS QR code on the invoice, checkout page or shop counter. Paying on your phone? Tapping the FPS option opens your banking app directly.
approve with Face ID
Check the details, confirm with Face ID or fingerprint, and you’re done. You’ll receive a confirmation via SMS and email.
- free for you: the merchant pays the fee, not you
- no card needed: you pay straight from your bank account
- divit’s FPS ID is 162638308: if you pay by FPS ID instead of QR code
- include the 6-character code in “message to payee” when paying by FPS ID; without it your order may not be confirmed
bank by bank
step-by-step for your bank
every major Hong Kong bank that supports FPS works with divit. Here are the most common flows.
HSBC
view guide →Bank of China
view guide →Citi
view guide →Hang Seng
view guide →Standard Chartered
view guide →on another bank? the steps are much the same everywhere: find FPS or scan to pay in the transfer menu, scan the QR code, and approve. paying by FPS ID? use 162638308 and add the 6-character code from your order in message to payee.
stuck on a payment? visit FAQ & support
good to know
what is FPS?
FPS (Faster Payment System) is Hong Kong’s real-time payment network, operated by Hong Kong Interbank Clearing Limited and overseen by the HKMA. It lets customers pay directly from their bank app in seconds. Over 2.2 million FPS transactions happen in Hong Kong every day.
still stuck?
we’re happy to help
check the FAQ or get in touch with the divit support team